Don’t Wait for an Insurance Adjuster To Act After a Residential Flood

1/12/2022 (Permalink)

Storm damage cleanup in Lynnville, TN.

Three Reasons You Should Not Wate Time Following a Flood

No one wants to go through a home flood. Still, flood damage in Lynnville, TN, is more common than you might think. As you probably know, the hours following such an event are critical. If you wait for an adjuster from your flood insurance company before taking action, you may inadvertently allow more damage to occur. Here are three important reasons you should not waste time following a flood.

1. Water Gets Everywhere

Because it is a liquid, water can seep into parts of your home you may not think about. Even worse, sealed portions of your basement, crawl space and walls often prevent air from naturally drying moisture. If you wait for your adjuster to arrive before beginning water remediation or damage repair, the processes may be both more expensive and more invasive.

2. Mold Grows Fast

Part of the reason for having comprehensive flood insurance is to cover the cost of repairing mold damage. Like water, mold can grow in hidden parts of your home. Remediation experts have the knowledge, skill, experience and tools to quickly locate and address mold and mildew. Rather than waiting for an adjuster to inspect your home, working with a reputable service in the days following a flood is often your best bet to restore your home’s comfort, appearance and value.

3. Adjusters Are Busy

If broken pipes or backed-up plumbing caused your flood, your adjuster may respond quickly. On the other hand, if your home was part of widespread flooding, the insurance company’s representative may have a full schedule. In fact, you may wait weeks before your adjuster arrives. Remember, acting quickly is important, and waiting may cause more damage.

As a diligent homeowner, you carry flood insurance. You also likely have a duty to mitigate damage caused by rising waters. Rather than waiting until your insurance adjuster can inspect your home, begin the remediation and restoration process as soon as you can.